Covered California: What the health care law can do for you
Covered California is a state program where qualified legal residents and their families can compare quality health plans and choose the one that works best for their needs and budget. Based on income and family size, many Californians will also qualify for financial assistance to help pay for premiums and other out-of-pocket costs, such as medications, routine tests and copays for doctor visits. Even those who do not qualify for assistance will find a range of quality, private health insurance plans to fit their budgets. And no one can be denied for having pre-existing conditions. Through Covered California, you may qualify for financial help to pay for health insurance based on household size and adjusted gross income.
There are four standard benefit levels. At each level, all insurance plans offer the same benefits, so you can determine which level is best for you based on your expected use of medical services.
Minimum coverage plans are available to people under age 30. For Californians with limited income, Medi-Cal is a public health insurance program that provides coverage at very low or no cost. Those who arenít eligible for Medi-Cal but are eligible to buy health insurance through Covered California may qualify for federal assistance to help pay for their premiums. And some may be eligible for both federal assistance AND help with out-of-pocket costs, such as medications, routine tests and copays for doctor visits.
For more information, visit CoveredCA.com. Or call Scott Lucas, 1-800-811-0793.
Open Enrollment ends Feb. 15, 2015, so act today.